Your employees are already lending
each other money. InTurn makes it fair.
A structured peer savings circle — organized by your company, funded by employees, managed by InTurn. No loans, no liability, no risk to you.
How It Works — 3 Steps
1
Employer Signs Up
You create the fund, set the contribution amount, and invite employees via a private code.
2
Employees Join the Pool
Employees opt in and contribute a fixed amount each pay period via payroll deduction.
3
Funds Rotate Automatically
InTurn assigns turns at random. One employee receives the full pool each cycle — fair, transparent, automatic.
Pricing
$500
one-time setup
$200
/ month administration
That's under $10/employee per month for a 20-person team. No per-transaction fees. Month-to-month — cancel with 30 days notice.
InTurn Collective LLC is a separate legal entity from the employer. The employer facilitates but does not fund, guarantee, or administer the peer pool. Zero liability exposure for the employer.
Why Employers Offer It
- Reduces informal, untracked employee lending
- Zero liability — employees support each other directly
- Meaningful financial wellness benefit at minimal cost
- Builds team trust and retention
- InTurn handles all admin, reporting, and rotation
📍
Currently Launching
InTurn is in active pilot with employers in the Minneapolis–St. Paul metro area. We are accepting new employer partners for Q3 2026 onboarding.
Ready to learn more?
Schedule a 15-minute call or reply to this email.
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